1730 proprietary provincial era merchant account books. Even if there had been surviving merchant account
books most likely they would have been used to track extension of credit not immediate order fulfillment and
payment in full using barter, cash or some combination. The frequency of credit versus barter and cash would
be unlikely to be well quantified because surviving merchant transaction records generally only report cash or
goods payments made after the merchant allowed credit, or posted bond, not spot cash or barter transactions.
Scholars are forced to make general statements about credit as a standard tool in transactions in port cities and
rural villages without reference to specific numbers (Perkins, 1980, 123-124).